Getting the right auto insurance coverage means that you stay up-to-date with the state's laws and regulations. In Florida, you have to ensure that you observe the common coverage level and the legal provisions. Great South Insurance Agency is here to educate, inform, and provide St. Petersburg, FL residents with excellent auto insurance policies to see that they are adequately protected.
Florida laws and regulations require every driver to have auto insurance coverage before getting on the road. You must fulfill the minimum requirements for both property liability and personal injury protection. The two primary coverage options entail:
This policy caters to any medical bills and compensation of income loss resulting from a car accident. It also protects your child and any other family members. The coverage can protect your kid while riding on the school bus and also protects you as a cyclist or pedestrian who gets involved in a car accident. It also protects all the other passengers in your car that do not have insurance or do not own a vehicle.
However, any passenger in the car with personal injury protection will be protected by his or her policy in the event of an accident.
This policy in Florida caters for the damages incurred in an accident and specifically on someone else’s property. It includes homes, vehicles, and buildings.
Other than the two policies, you are also required to have liability coverage to pay for bodily injuries that other people incur as a result of an accident that you caused. It will even pay the legal fee if you are sued for harming another individual. You will also need non-collision coverage which protects your car against losses caused by aspects other than an accident. They may include loss due to theft or damages as a result of hail or fire.
Learn more about auto insurance in St. Petersburg, FL by contacting Great South Insurance Agency or get a quote from our online rating tools to get started. Our agents are ready to answer your questions and help you get started.
Tailored coverage is available for your car including collision and comprehensive coverage. If you are in a collision, your policy will provide coverage for the physical damage to your car. Additionally, comprehensive auto coverage will repair your vehicle for other forms of damage to your car such as hail, flood, vandalism, etc. Optional coverage is available for roadside assistance and coverage to pay for a rental vehicle while your car is being repaired. A deductible applies to damage to your vehicle.